In Russia, they proposed to subsidize insurance for two categories of mortgage holders: Home: Habitat:

In Russia, they proposed to subsidize insurance for mortgage holders over 50 years old

AT Russia may begin to subsidize life and health insurance for mortgagers over 50 and borrowers with disabilities. With a proposal to reduce the cost of an insurance policy for two categories of citizens to the government and Central Bank contacted the federal company “Etazhi”, reported “News”.

The company’s letter notes that such citizens spend six to seven times more on insurance than the rest. With a mortgage of three million rubles, the cost of insurance for a borrower aged 20 to 29 years will be from 6.5 to 20.5 thousand rubles, and for a citizen over 50 – from 27 to 126 thousand rubles. In this case, the refusal of insurance will increase the cost of the loan by one or two percent.

According to the press service of the government, a letter with a proposal was received by the Cabinet of Ministers and was sent for consideration to Ministry of Finance of Russia. At the moment, the issue has begun to be worked out.

Earlier in September in Russia suggested subsidize mortgages for apartments with a large area. CEO of Dom.RF Vitaly Mutko believes that in this way it is possible to motivate families to buy more spacious objects, and developers to build fewer one-room apartments.

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